Four people were injured and one killed in a fiery car crash involving 5 vehicles in LA on November 14, 2014. The police described the wreck as a chain reaction. After three vehicles caught fire, a fourth vehicle came to a stop several hundred feet in front of the flaming cars, while the fifth ended up on the right shoulder of the southbound lane of an LA freeway. The pile up was likely caused by slowed traffic and one panicked driver who slammed on his or her breaks, causing the chain-reaction of cars behind. Besides the immediate concern for the health and safety of all involved, another logical question on everyone’s mind is who will pay for this?

Who pays when you have insurance?

If you or any family members in your household have an auto insurance policy, you will probably be covered under Personal Injury Protection (PIP for short) benefits. These benefits are required in automobile policies issued for delivery in Oregon; they are optional in Washington. Your health insurance may also provide coverage.

What is Personal Injury Protection?

Personal Injury Protection (PIP) is an add-on of car insurance available in certain states that pays for medical expenses and, in some cases, missing earnings and other damages. Some refer to PIP as “no-fault” coverage, because no-fault laws are what put it into action. The intention of PIP is to be paid without concern for “fault,” or legal liability. The insured person’s insurance premium should not go up as a result of a PIP claim. Portland Car Accident Attorneys At Berkshire Ginsberg, LLC, our experienced Portland car accident attorneys are devoted to securing justice for car wreck victims and their families. We accomplish this by assisting with our valued clients pursuit of personal injury claims against negligent drivers. Contact our personal injury attorneys today. Call 503-233-6507 so we can get started on your personal or wrongful death case.