In 2012, a 60 year-old homeless man named Timothy Gray died of hypothermia in Wyoming. He was found under a bridge wearing only a light jacket. This was where he was believed to be living. While this is a sad story, what makes it even more tragic is that Gray was a millionaire.  The only problem was that he didn’t know it. Gray had inherited 19 million dollars from a distant relative, but had been unreachable for some time and no one knew how to find him. Had he been made aware of what he was entitled to, he would have been living in a warm home rather than under a bridge, and his life most likely would have played out much differently. Timothy Gray’s sad story can serve as a warning to us all, especially when it comes to accidents. Quite often when someone is involved in an accident, they are confused about what, if any, benefits that they are entitled to. As a result, they can miss out on some helpful provisions that are put in place to protect them. If you are involved in a pedestrian accident and are injured, your injuries may be covered. If the other party is found to be at fault, then their insurance should cover your medical expenses.  But what if they are uninsured? Or what if you are at fault?  Are you still covered? Thankfully, the answer is yes. When you are injured in an accident, you are covered by Personal Injury Protection, or PIP. Your insurance company is required by law to pay up to $15,000 of reasonable medical bills, no matter what. If the other party is at fault, your insurance company will seek to recover the money that they paid on your behalf. But in order to expedite the process of getting you the care that you need, your insurance will pay initially to ensure that if there are any disputes there will be no delays in you receiving medical attention. But what happens if you are an uninsured pedestrian and are involved in an accident? In this case, you are covered by the PIP of the driver. Even if you are at fault, the driver’s insurance is required by Oregon law cover certain expenses. If you, or someone you know, has been involved in a pedestrian accident, you may be entitled to benefits that you don’t know about. Here at Berkshire Ginsberg, LLC our pedestrian accident attorneys know exactly what is covered by PIP, and they will help ensure that you aren’t missing out on the money you deserve. Don’t pay out of pocket for something you don’t have to pay for. Contact us today to schedule a consultation.